Federal taxable · State/local exempt · From 1099-INT Box 3
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$
$
🏢
Business & Self-Employment
Revenue, expenses, SE tax, QBI & retirement
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Business Profile
Income & Expenses
$
$
⚠ Expenses exceed revenue — net business income set to $0. Business losses can't offset other income in this calculator.
Net Business Profit (Revenue − Expenses)$0
Self-Employment Taxes & Deductions
$0
15.3% on first $176,100 net SE income · 2.9% above
$0
Reduces your AGI automatically
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$
Available for self-employed individuals
Qualified Business Income (QBI) — §199A
$0 — Enter business revenue to calculate
🏦
Retirement & Tax-Advantaged Savings
401(k), IRA, HSA — reduce AGI directly
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$
$
$
📋
Itemized Deductions
Standard deduction used automatically if higher
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$
Capped at $10,000 ($5,000 MFS)
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$
$
Only the amount over 7.5% of AGI is deductible
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Total Itemized Deductions$0
📌Standard deduction: $15,750
⭐
Tax Credits
Dollar-for-dollar reduction of your tax bill
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$
$
$
$
Auto-calculated from your inputs: Child Tax Credit ($2,200/child, refundable Additional CTC up to $1,700/child), Credit for Other Dependents ($500/dependent), Earned Income Tax Credit (EITC), and ½ Self-Employment Tax deduction.
Other Taxes (Schedule 2)
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Check Schedule 2 Part II of your tax return to identify the specific source
2025 Tax Estimate
$0
Enter your information above
Gross Income
$0
AGI
$0
Marginal Rate
10%
Effective Rate
0.0%
Gross Income$0
Above-the-Line Deductions−$0
Adjusted Gross Income (AGI)$0
Standard Deduction−$0
QBI Deduction (§199A)−$0
Taxable Income$0
Ordinary Income Tax$0
Capital Gains Tax$0
Alternative Minimum Tax (AMT)$0
Net Investment Income Tax (3.8%)$0
Self-Employment Tax$0
Additional Taxes (Sch. 2)$0
Total Tax Liability$0
Credits (CTC, EITC, etc.)−$0
Withholding & Estimated Payments−$0
Estimated Refund$0
Income by Tax Bracket
2025 figures reflect the One Big Beautiful Bill Act (OBBB, signed July 2025).
2026 contribution limits are based on official IRS announcements; some 2026 figures are estimates pending final publication.
Capital Gains Snapshot
💡 Year-End Tax Planning Strategies
Personalized recommendations · Most require action by Dec 31 · Retirement contributions may have until Apr 15
Enter your income and deduction information above to unlock personalized tax planning strategies.
Disclaimer: This estimator is for informational and planning purposes only. It provides a federal tax estimate based on simplified rules and may not reflect every deduction, credit, or situation applicable to your return. Always consult a qualified tax professional before making financial decisions. State taxes are not included.
2025 Federal Tax Strategy Report
Personalized year-end planning · IRS data
Estimated Federal Tax Balance
$0
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Gross Income
$0
Adjusted Gross Income
$0
Marginal Rate
—
Effective Rate
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💰 Your Tax Savings Roadmap
Deadlines vary — see each row below
Action
Invest / Spend
Tax Saved
Savings Rate
💡 Your Year-End Tax Strategies
Personalized · Dec 31 for most · Apr 15 for retirement contributions
Best savings opportunity Good savings opportunity Informational
Disclaimer: This is an estimate for planning purposes only, based on simplified federal tax rules. It does not constitute tax advice, and state taxes are not included. Always consult a qualified tax professional before making financial decisions.